Since moving to Philadelphia about two years ago I’ve made -$40,000. That’s forty THOUSAND dollars. American dollars. Yeah, you saw that right. I managed to pay $2400+ in housing for over a year. My average monthly expenses for booze and food is about $800. My average monthly savings is about -$200. I’ve done the math and it’s not good. Pretty sure my high school math teacher is rolling over in his grave. Sorry, dude-whose-name-I-can’t-remember-but-I-remember-the-ear-hair-you-had.
You can imagine my delight when my house finally sold this month. Sure, it had been on the market for over a year, and sure, it was sold at a loss. And sure, I had to dig money out of my IRA to pay to sell the house so my future is screwed forever and I have zero savings now. But whatever. As far as I’m concerned cutting my housing costs in half make me feel so much better.
The plan was to put that extra $1200 per month into savings. Within a year I’d recoup the cost of what I spent and my savings would look much better than they do now (since they’re nonexistent).
So what did I do today? I spent $300 on concert tickets so I can take Damien to his very first concert – for a cheesy boy band. Woo hoo! Best aunt EVER!!
Do I have my financial shit together? No, I do not. Do I have a winning personality and a great rack? Yes, yes I do. Am I the best aunt in the whole wide world? You bet your ass I am.